APY Calculator
Atal Pension Yojana — India's government-guaranteed pension scheme. Find your required monthly contribution.
Monthly Contribution
₹226
required
Guaranteed Monthly Pension
₹3,000
from age 60
Nominee Death Benefit
₹5,10,000
lump sum
Years to Maturity35 years
Total Contribution₹94,920
Annual Pension Benefit₹36,000
Govt Co-Contribution50% (if eligible, 5 years)
📋 APY Key Facts
- For unorganised sector workers with bank accounts
- Government guarantees pension amount
- Spouse gets pension after subscriber's death
- Tax deduction under Section 80CCD(1)
- Can exit before 60 only in exceptional cases