FIRE Calculator

Financial Independence, Retire Early — calculate your FIRE number and timeline.

Monthly Expenses (₹)

Monthly Investment (₹)

Current Savings (₹)

Current Age

Expected Annual Return (%)

Inflation Rate (%)

Safe Withdrawal Rate (%)

Your FIRE Number (4% SWR)

₹1.80 Cr

= 25× annual expenses

Lean FIRE

₹90.00 L

50% expenses

Fat FIRE

₹3.60 Cr

2× expenses

Years to FIRE16 years

FIRE Age46

Savings Rate33.3%

Real Return (inflation-adj)4.00%

Monthly SWR Income at FIRE₹60,000

📖 FIRE Types

Lean FIRE

Frugal lifestyle, ~50% of current spend

Regular FIRE

Same lifestyle, maintain current expenses

Fat FIRE

Comfortable lifestyle, 2× current spend