Home Affordability Calculator

Find your maximum home price using the 28/36 rule and current mortgage rates.

Gross Monthly Income (₹)

Existing Monthly Debts (₹)

Down Payment Available (₹)

Home Loan Rate (% p.a.)

Loan Term (years)

Property Tax (% of price/yr)

Maintenance (% of price/yr)

Affordability

Maximum Home Price

₹54,94,003

Based on 28/36 rule

Max Loan Amount₹44,94,003

Down Payment₹10,00,000

Max Monthly EMI₹39,000

Property Tax/mo₹458

Maintenance/mo₹4,578

Total Monthly Cost₹44,036

28/36 Rule: Housing costs ≤ 28% and total debt ≤ 36% of gross monthly income.