Loan Eligibility Calculator

Find the maximum loan amount you qualify for based on income and FOIR (Fixed Obligation to Income Ratio).

Monthly Net Income (₹)

Existing Monthly Obligations (₹)

Interest Rate (% p.a.)

Loan Tenure (Years)

Eligibility Result

Maximum Loan Eligibility

₹34.57 L

Max Eligible EMI₹30,000/mo

Current FOIR12.5%

FOIR Limit (home)50%

Total Repayment₹72.00 L

Total Interest₹37.43 L

📋 FOIR Guidelines

Home Loan

≤ 50%

Safest

Car Loan

≤ 55%

Common

Personal Loan

≤ 60%

Higher risk