Loan vs Lease Comparison

Compare total cost of buying with a loan against leasing for a car or equipment.

Buy with Loan

Monthly EMI₹21,002/mo
Total Interest₹2,60,112
Total Cost₹14,60,112
✅ You own the asset at end

Lease

Monthly Payment₹18,000/mo
Lease-Only Cost₹6,48,000
Lease + Buyout₹12,48,000
⚠️ No ownership unless you buyout
🔑 Leasing saves ₹8,12,112 vs buying (lease-only, no buyout)
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